Financing

*On approved credit. A $21 annual membership fee may be charged to your Account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your cardholder agreement and the credit promotional plan disclosure statement (collectively the "Account Agreement"). No Finance Charges will accrue and no minimum payment will be due on the purchase during the credit promotional plan period. If the minimum payment is not made when due or if a balance remains after the credit promotional period expires, Finance Charges will be assessed at the standard annual interest rate (Credit Rate) of 29.99%. The terms of this credit promotional plan will terminate if you default under your Account Agreement. On termination or expiry of the credit promotional plan (or for purchases that are not part of the credit promotional plan) of 6 months, the standard Credit Rate of 29.99% and the terms of the Regular Credit Plan will apply to all outstanding balances owing. The minimum payment for the Regular Credit Plan is 3.0% of the balance of the credit plan as of the close of the most recent billing statement. The grace period during which you may pay the New Balance without being required to pay Finance Charges is 21 days from the date the monthly statement of account is mailed to you. This offer cannot be used for previous purchases and cannot be combined with any other offers, promotions or special incentive programs. Certain terms and conditions apply. Credit application available in store only. Available in any Spinelli dealerships. Contact a Spinelli advisor for more details.